Certificates of insurance pose major problems for all parties – the insurance company, agents, and the insured.
Here are twelve steps to reading your insurance policy after a loss.
Contact information for the Department of Insurance for California Fire victims
When courts evaluate an insurer's denial of benefits under a group disability insurance policy under ERISA, one of two standards of review applies: abuse of discretion and de novo.
The existence of an insurable interest is essential to any insurance contract. As a general matter, an insurance policy is void unless the insured has an “insurable interest” in the subject of insurance.
Property insurance can take two different forms: open peril or named peril. Open peril policies cover all losses that are not expressly excluded.
A typical property insurance policy limits the value of the particular property insured through deductibles and policy limits for claimed losses.
There are two broad categories of insurance: first-party and third-party. This article explains an easy way to understand the distinction is as follows.